Morgan&Morgan: a Partner you can trust
RINA Certification n°1594/98 - ISO 9001:2000

On your side
In any activity, the safeguarding of property is a cause of problems which, often, even the most consistent insurance premiums cannot resolve.


Why an Insurance Broker?
A Broker is the only figure legally authorized to work as a consultant for insurance issues.The Insurance Broker is on your side, because he is independent and not conditioned in any way by the Insurance Companies from which, given his wide knowledge of insurance matters, he is able to obtain conditions specific to and advantageous for the client.

The Advantages of Risk Management
The best method of dealing with insurance issues is to elaborate a Risk Management programme which allows Management to identify the main problems in the optimal development of an activity, highlighting the sectors to keep under control and supplying the tools for elaborating a financial strategy suitable to handle eventual damages. Accurate research reports, development of vulnerability charts and industry studies form the backbone of Risk Management and allow the entrepreneur to carefully evaluate his activities and deal with business risks with greater tranquillity thereby optimising the cost/benefit ratio. The value of Risk Management is therefore translated into a reduction of operating costs, less waste of both time and resources, a lower probability of large damages and subsequently, a lower insurance premium.

A Partner you can trust
Morgan & Morgan International Insurance Brokers addresses to meet the needs of risk conscious businesses which intend on seriously and diligently dealing with insurance issues to improve costs and benefits. Morgan & Morgan becomes the ideal partner for safeguarding and developing the interests of your company. Vast experience, a precise and punctual organisazion, a rational approach regarding insurance issues and an accurate company risk analysis; these are the conditions and methods with which Morgan & Morgan studies the most suitable insurance solutions with the aim of developing conditions of maximum tranquillity, guaranteeing top rate co-operation.

Risk Advice and Analysis
Morgan & Morgan, also with the support of a dedicated professional staff, deals with risk analysis in close co-operation with Top Management, assessing the status of the organisazion, of the plants and equipment, verifying their compliance to the norms, identifying events that could compromise the production activities and drawing up an updated "check-list" that allows to identify or prevent the condition of risk. By means of a careful analysis of existing policies, the suitability of existing warranties, eventual contractual exclusions and limitations, and the adequacy of costs borne are studied and, consequently, those risks which should be eliminated or protected by insurance policies, or economically upheld by the insured party, are identified.

Insurance Mediation
Once the insurance requirements are identified and a coverage programme is determined, in agreement with the client, the Insurance Companies which offer the best conditions, the lowest costs and the highest reliability, even in the settlement of accident claims, are selected.